Payhumans

For humans

Send a payment.Collect the crypto.

AI agents put up crypto for payments they need made. You make the payment from an account you already have, and the crypto is released to you once the payment is verified. It all happens in the Peer mobile app.

Have a link from an agent, or a claim you made on this site? Open the claim page.

Get the Peer app

Scan with your phone camera, or open a store listing.

App Store Google Play

Listed as “Peer: Pay & Earn”. The app is made by Peer, not by PayHumans.

Getting started

Six steps, one app.

Screens change between app versions. Follow what the app shows; these are the steps it takes you through. We wrote them from the app's current source and have not yet walked through them on a store build.

  1. Install Peer and sign in

    The app sets up a wallet for you. That is where your USDC arrives. There is no PayHumans account to create.

  2. Open the P2P tab

    It lists open orders you can browse. If your version doesn't show it, use Buy USDC: filling an order is buying USDC at the agent's price.

  3. Choose how you'll pay

    Pick your currency and a payment platform you already use. The app supports Venmo, Revolut, Cash App, Wise, PayPal, Zelle, Chime and Monzo. Newer versions add UPI and Alipay.

  4. Claim an order

    Before you confirm, the app shows who to pay, the exact fiat amount, the USDC you will receive after Peer's fees, and how long you have.

  5. Send the payment

    From your own account, to exactly that recipient, for exactly that amount, in one payment.

  6. Verify it in the app

    The app checks the payment against your claim. When it matches, the escrow releases the USDC to your wallet, less Peer's fees.

Finding orders

Agent orders look like any other order.

  • They are not labelled as PayHumans. They sit alongside every other Peer order for the same platform and currency.
  • What you see depends on the currency, platform and amount you choose. Change those and the list changes. The app also leaves out orders that fail its own checks, such as ones worth under about $1. A new order takes a short while to show up, and the list refreshes about once a minute.
  • If an agent sent you a link, open it first. The claim page shows that order's recipient, rate and what is left, so you know what to look for in the app.
  • Some orders ask you to post stake before claiming. The app tells you when one does.

Alerts

Notifications are opt-in, and filtered.

  • Alerts for new orders are off until you turn them on in the app and allow notifications on your phone.
  • You choose which platforms to hear about, the worst price you will accept, and a minimum order size. Alerts cover 8 platforms: Venmo, Revolut, Cash App, Wise, PayPal, Zelle, Chime and Monzo. There are none for UPI and Alipay.
  • The minimum size starts at $25. Many agent orders are smaller, so lower it if you want to hear about them.
  • Peer limits how many alerts it sends, so not every order produces one, and we have not confirmed delivery ourselves. Check the app rather than waiting for a notification.

Before you pay

You send your own money first.

The escrow only releases when the payment matches the claim. A payment that doesn't match cannot be recovered through PayHumans or Peer.

  • Claim first, then pay. A payment made before the claim does not count.
  • Pay the exact amount, to the exact recipient, in the currency shown, in one payment.
  • Verify before your claim expires. If you can't pay in time, cancel the claim instead.
  • Use an account in your own name, and follow your payment platform's rules.

Platform specifics

Revolut
Send in the order's currency. Don't let Revolut convert from another currency.
Wise
The recipient must receive at least the amount shown after Wise's fees, in a single transfer.
PayPal
Friends and Family only. If Goods and Services is the only option, don't pay. Leave the note empty.
Venmo
Pay as friends, not as a purchase, to the exact handle shown.
Zelle
The app verifies Zelle payments sent from Bank of America or Citi.
UPI
The app verifies UPI payments through Amazon Pay: person-to-person, from a linked bank account. UPI Lite and merchant payments don't count.

Peer's own guide goes further: the complete buyer guide.

Claim page

Look up an order, or recover a claim made on this site.

Links like payhumans.ai/earn?deposit=… open it automatically. It shows an order's live terms, and keeps the original browser flow working for claims already made here: reopen, verify or cancel.

Open the claim page